Share Certificate Rates
DTCU offers many choices when investing in certificates.
We offer terms as little as 6 months up to 48 months.
Rates are tiered based on how much money you use to open. See Certificate Rates below for details.
Tenure 55 Members receive an extra .25% above our current certificate rates.
Honor Roll Members
receive an extra .50% above our current certificate
rates.
PLEASE NOTE: To make
sure you are receiving our highest rate on certificates
we base our rates on cumulative certificates in your
account plus the amount of the new certificate to
help you reach the highest tiered rate we offer. Call
218-722-9242 if you would like a quote on your best
rate.
We also offer IRA Certificates with the same rates and
terms. So
whether it's short term investing or investing for retirement, DTCU has a certificate to fit you!
Certificate Builder Program
Click to find out how to start a certificate
with as little as $25
6 Month Certificates and IRA Certificates
|
Certificate Balance
|
Yield
|
Honor
Roll
|
Tenure 55
|
|
$1,000.00-$14,999.00
|
0.30%
|
0.80%
|
0.55%
|
|
$15,000.00-$24,999.00
|
0.35%
|
0.85%
|
0.60%
|
|
$25,000.00-$74,999.00
|
0.40%
|
0.90%
|
0.65%
|
|
$75,000.00+
|
0.45%
|
1.00%
|
0.70%
|
12 Month Certificates and IRA
Certificates
|
Certificate Balance
|
Yield
|
Honor
Roll
|
Tenure 55
|
|
$1,000.00-$14,999.00
|
0.45%
|
0.95
|
0.70%
|
|
$15,000.00-$24,999.00
|
0.55%
|
1.05%
|
0.80%
|
|
$25,000.00-$74,999.00
|
0.65%
|
1.15%
|
0.90%
|
|
$75,000.00+
|
0.75%
|
1.25%
|
1.00%
|
24 Month Certificates and IRA Certificates
|
Certificate Balance
|
Yield
|
Honor
Roll
|
Tenure 55
|
|
$1,000.00-$14,999.00
|
0.50%
|
1.00%
|
0.75%
|
|
$15,000.00-$24,999.00
|
0.60%
|
1.10%
|
0.85%
|
|
$25,000.00-$74,999.00
|
0.70%
|
1.20%
|
0.95%
|
|
$75,000.00+
|
0.80%
|
1.30%
|
1.05%
|
36 Month Certificates and IRA
Certificates
|
Certificate Balance
|
Yield
|
Honor
Roll
|
Tenure 55
|
|
$1,000.00-$14,999.00
|
1.05%
|
1.55%
|
1.30%
|
|
$15,000.00-$24,999.00
|
1.15%
|
1.65%
|
1.40%
|
|
$25,000.00-$74,999.00
|
1.25%
|
1.75%
|
1.50%
|
|
$75,000.00+
|
1.35%
|
1.85%
|
1.60%
|
48 Month Certificates and IRA Certificates
|
Certificate Balance
|
Yield
|
Honor
Roll
|
Tenure 55
|
|
$1,000.00-$14,999.00
|
1.10%
|
1.60%
|
1.35%
|
|
$15,000.00-$24,999.00
|
1.20%
|
1.70%
|
1.45%
|
|
$25,000.00-$74,999.00
|
1.30%
|
1.80%
|
1.55%
|
|
$75,000.00+
|
1.40%
|
1.90%
|
1.65%
|
Disclaimer: While we strive to keep our site updated with all current rates and information, these rates may be outdated. Please call or stop in before making a final decision.
Penalty for early withdrawal is 180 days loss of
interest on all certificates.
|
