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Our Locations
Main Office
11 West Second Street
Duluth, MN 55802
(218) 722-9242
800-378-DTCU (3828)
(218) 722-4516 fax
Kenwood Branch
1358 West Arrowhead Road
Duluth, MN 55811
(218) 724-8218
(218) 724-8022 fax
Miller Hill Branch
4433 Trinity Rd
Duluth, MN 55811
(218) 279-DTCU (3828)
(218) 279-3834 fax

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Home Loan Rates
DTCU offers many choices when it comes to financing
your home.
We now offer 15, 20 and 30 year mortgages. Call
our loan department
at 722-9242 or 724-8218 for current rates.
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Type of Loan
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Duration
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Rate (APR*)
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Second Mortgage Fixed Rate
Can be used for: Home improvement, Debt consolidation, College tuition, Weddings, Vehicle financing, Equity purchases, etc.
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5 years
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5.75% /
7.50%
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5 - 10 years
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6.75% /
8.50%
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In-House First Mortgage (30 year Amortization)
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3 Year balloon
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5.50%
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5 Year balloon
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6.00%
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Home Equity Line of Credit
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15 years 80% or less
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4.50%
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15 Years
> than 80%
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5.75%
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Land: Unimproved up to 50% of appraised value
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3 Year Balloon
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7.25%
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Land: Unimproved 51%-100% of appraised value
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3 Year Balloon
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8.75%
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Conventional First
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Available in 15,20,and 30 year fixed rate.
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Call for Current rates
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*APR = Annual Percentage Rate
Disclaimer: While we strive to keep our site updated with all current rates and information, these rates may be outdated. Please call or stop in before making a final decision.
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