Home Loan Rates
DTCU offers many choices when it comes to financing
your home.
We now offer 15, 20 and 30 year mortgages. Call
our loan department
at 722-9242 or 724-8218 for current rates.
|
Type of Loan
|
Duration
|
Rate (APR*)
|
|
Second Mortgage Fixed Rate
Can be used for: Home improvement, Debt consolidation, College tuition, Weddings, Vehicle financing, Equity purchases, etc.
|
5 years
|
4.49% /
5.49%
|
|
5 - 10 years
|
4.49% /
5.49%
|
|
In-House First Mortgage (30 year
Amortization)
|
3 Year balloon
|
4.25%
|
|
5 Year balloon
|
4.50%
|
|
Home Equity Line of Credit
|
15 years 80% or less
|
4.50%
|
|
15 Years
> than 80% $50,000 max.
|
4.50%
|
|
Land: Unimproved up to 50% of appraised value
|
3 Year Balloon
|
5.50%
|
|
Land: Unimproved 51%-100% of appraised value
|
3 Year Balloon
$50,000 max.
|
7.25%
|
|
Construction
|
3 -18 months |
5.00% |
|
Conventional First
|
Available in 15,20,and 30 year fixed rate.
|
Call for Current rates
|
|
In House 10 Year Fixed Rate Mortgage |
Low Closing Costs |
4.39%
|
|
No Closing Costs** |
4.69% |
*APR = Annual Percentage Rate, up to 10 year term,
first mortgage position only, mortgage remains at DTCU.
See a DTCU Mortgage Specialist for complete details.
Payment example based on $50,000 loan amount at 4.390%
with an Annual Percentage Rate of 4.506% and 120 monthly
payments of $515.60, which includes principal and
interest only; maximum LTV is 80%. 2nd example: Based on
$50,000 loan amount at 4.690% with an Annual Percentage
Rate of 4.807% and 120 monthly payments of $522.84,
which includes principal and interest only; maximum LTV
is 80%. **Excludes
appraisal fee
Disclaimer: While we strive to keep our site updated with all current rates and information, these rates may be outdated. Please call or stop in before making a final decision.
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