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Student Loans 

Make College a Reality

Get Your Student Loan from Duluth Teachers Credit Union

You know the value of a college education. 
Getting a college degree is a worthwhile goal. College graduates make an average of one million dollars more than those without college degrees (www.studentloanfacts.org). But the cost of a college education can be overwhelming for both students and parents. That's why Duluth Teachers Credit Union offers Federal Family Education Loan Program (FFELP) loans. If you or another family member plans to attend a university, technical college, or any specialized training program, Duluth Teachers Credit Union can help you with the funding you need to pursue your dreams.

FFELP offers loans for students and parents.

Stafford Loans
o  The subsidized Federal Stafford Loan is based on financial need. The government pays the interest while you are in school. o  The unsubsidized Federal Stafford Loan is not based on need but family income is a determining factor. You pay all the interest, although you can have the payments deferred until after graduation.
Parent PLUS Loans
Creditworthy parents of dependent undergraduate students can apply for this loan, which is not based on need.
Grad PLUS Loans
Graduate/professional students can apply for this loan, which is not based on need.

Learn more about low-interest federal student loans.

Refer to the Student Loan Quick Reference Guide for more details on Stafford and PLUS Loans including:
·    the application process
·    current rates
·    loan limits
·    toll-free numbers to check the status of your loan account

Click here to find out "How to obtain a Federal Student Loan"

Student Loan Rates

*APR = Annual Percentage Rate, Fixed interest rates for loans first disbursed on or after July 1st 2006

Disclaimer: While we strive to keep our site updated with all current rates and information, these rates may be outdated. Please call or stop in before making a final decision.